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    Mortgages & Housing

This page provides a range of policy briefs and updates on mortgage, and wider housing related, matters.

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  • Mortgages & Housing

Guest blog: Housing market outlook for 2025

The housing market returned to growth in 2024, spurred on by lower mortgage rates. Richard...

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  • BSA.PressRelease Press Release
  • Mortgages & Housing

No surprises as the Bank Rate remains at 4.75%

³ÉÈËÍ·Ìõcomments on the MPC announcement

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  • CMS.BlogPost Blog post
  • Mortgages & Housing

New Government – same old approach to housing targets?

In his latest article, ³ÉÈËÍ·ÌõCEO Robin Fieth tackles the complex subject of house building t...

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Guest blog: Closing the gaps in mortgage technology

John Tilzey, Sales Director at finova, outlines key learnings from two pieces of work desi...

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  • CMS.BlogPost Blog post
  • Thought leadership

Guest blog: How to create a member-centric digital identity strategy for building societies

Lauren Cave, Associate Director in Protiviti’s Cyber and Digital Identity Practice, explai...

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  • BSA.Newsbite_1 Society Matters
  • Mortgages & Housing

Society Matters: Winter 2024

The future for housing: what will 2025 bring?

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  • People

Guest blog: Championing financial inclusion to improve the nation’s financial wellbeing

Financial Inclusion Commissioner, Johnny Timpson OBE, outlines the work of the Commission ...

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  • BSA.IndustryResponse Industry Response
  • Prudential Regulation

³ÉÈËÍ·Ìõresponds to CP7/24, CP8/24 and CP9/24

The ³ÉÈËÍ·Ìõhas responded to the PRA's consultation on the capital aspects of the new regime f...

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  • BSA.FactSheet Fact Sheet

Building Society assets

Assets is one measure of the size of a building society.   Societies have many different y...

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  • CMS.BlogPost Blog post
  • Mortgages & Housing

A thriving mutual sector is essential for a functioning housing market

Five months on from the General Election, ³ÉÈËÍ·ÌõHead of Mortgages & Housing, Paul Broadhead ...

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  • Mortgages & Housing

Guest blog: From innovation to outsourcing - tackling the Budget's impact on building societies

Melanie Spencer, Sales and Growth Lead at Target Group, outlines the impact on businesses ...

  • BSA.IndustryResponse Industry Response
  • Mortgages & Housing

Retrofitting our homes for a net zero future

The ³ÉÈËÍ·Ìõresponded to the Energy Security and Net Zero Committee's informal inquiry seeking...

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  • Financial Crime

Guest blog: Mandatory reimbursement – the exception to the rule

In this blog, TLT LLP provides insight into some of the exceptions and limitations to the ...

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250 Years of Tradition Meets Transformation | Advancing Technology for Today’s Mutual Sector

22 Jan 25 09:30 - 16:00
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  • Thought leadership

Guest blog: Mitigation through transformation: Building resilience into communication supply chains

Peter Toole, Strategic Relationships Director, Paragon outlines the importance of building...

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  • BSA.PressRelease Press Release
  • Mortgages & Housing

Building societies drive three quarters of the growth in mortgage market

Figures published on 28 November 2024 show the building society sector continues to be the...

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  • CMS.BlogPost Blog post
  • Mortgages & Housing

Guest blog: Supporting more people into homeownership

Monmouthshire Building Society's Mortgage Product Manager, Danielle Willmott, outlines the...

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Guest blog: How growing the mutual sector can contribute to growing the economy

Tom Simpson, interim chief commercial officer at Yorkshire Building Society, outlines the ...

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  • CMS.BlogPost Blog post
  • Banking & Payments

Guest blog: Cash is still king and reigning on the high street

Vicki Wales, Chief Customer Officer at Principality Building Society, explains how the Soc...

  • BSA.IndustryPublication Research & Reports
  • Mortgages & Housing

³ÉÈËÍ·ÌõYearbook 2024- 2025

The ³ÉÈËÍ·ÌõYearbook is the official handbook of the Building Societies Association, with memb...

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  • BSA.Event Event
  • Audit & Taxation

Risk, regulatory, audit & accounting seminar

14 Oct 25
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  • BSA.PressRelease Press Release
  • Thought leadership

Mansion House speech demonstrates Government's commitment to double the size of the mutual economy

The Chancellor has used her first Mansion House speech to demonstrate the Government’s com...

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  • CMS.BlogPost Blog post
  • Savings

Guest blog: The importance of numeracy for financial inclusion

Numeracy is an essential everyday skill, not least for financial literacy. However, many a...

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  • BSA.Event Event

Building Societies Annual Conference 2025

07 May 25
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  • BSA.Event Event
  • Conduct Risk & Regulation

Employment Rights Bill

18 Nov 24 10:00 - 12:30
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  • BSA.IndustryResponse Industry Response
  • Conduct Risk & Regulation

Review of FCA requirements following the introduction of the Consumer Duty

The ³ÉÈËÍ·Ìõis delighted to have the opportunity to contribute to the FCA’s review of requirem...

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  • BSA.Event Event

Conversations with vulnerable people online course

17 Sep 25 10:00 - 12:30
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  • BSA.Event Event

Conversations with vulnerable people online course

25 Mar 25 09:30 - 12:30
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  • BSA.Event Event
  • Mortgages & Housing

Annual meet-up for mortgage professionals

25 Sep 25 10:00 - 16:30
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  • BSA.PressRelease Press Release
  • Savings

Almost half of all parents* admit to having a secret savings account

New research by the Building Societies Association, as part of UK Savings Week, reveals th...

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  • BSA.Event Event

Annual Non-Executive Director Networking Seminar

03 Dec 24 10:00 - 18:00
  • BSA.IndustryResponse Industry Response
  • Mortgages & Housing

Improving the home buying and selling process

This cross-party inquiry of the Levelling Up, Housing and Communities Committee  examined ...

  • BSA.IndustryResponse Industry Response
  • Mortgages & Housing

Decarbonising Home Heating

The Public Accounts Committee sought input on how Government intends to deliver emission r...

  • BSA.IndustryResponse Industry Response
  • Mortgages & Housing

Shared Ownership

³ÉÈËÍ·Ìõresponse to LUHC Committee shared ownership inquiry

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  • BSA.IndustryResponse Industry Response
  • Prudential Regulation

Solvent Exit Planning for Non-Systemic Firms

Summary of solvent exit planning requirements for building societies

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  • BSA.IndustryResponse Industry Response
  • Savings

Broadening access to financial advice for mainstream investments

The ³ÉÈËÍ·Ìõsupports the broad aim of the FCA’s Consumer Investment Strategy for a consumer  i...

  • BSA.IndustryResponse Industry Response

Labour's new deal for leaseholders

The ³ÉÈËÍ·Ìõhas responded to Labour's proposals for leaseholders.

  • BSA.IndustryResponse Industry Response

³ÉÈËÍ·Ìõresponse to Law Commission consultation; Leasehold home ownership: buying your freehold or extending your lease.

The ³ÉÈËÍ·Ìõwelcome the Law Commission’s proposals which support governments recent work to si...

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